Medicare Over-the-Counter (OTC) Benefit (2024)

When your ConnectiCare Medicare Advantage plan includes the over-the-counter (OTC) benefit, you can get covered for the OTC items below. Your benefit amount and how you get your OTC items and supplies depends on the plan you join.

Which over-the-counter (OTC) items does ConnectiCare cover?

Our plan covers CMS-approved over-the-counter (OTC) health-related items. Certain brands are included. Eligible health categories include:

  • Allergy, sinus, and combination liquids and tablets.
  • Cough, cold, and flu liquids and tablets.
  • Denture/dental care (floss, toothbrush, toothpaste, and denture care).
  • Elevated toilet seats and accessories.
  • Instant hand sanitizer.
  • Masks (respiratory, barrier, etc.)
  • Protective gloves
  • And more!

Our plandoes not coverover-the-counter (OTC) items in these categories (note: non-covered items can change):

  • Covid Tests
  • Diabetes care (blood glucose testing, continuous glucose monitoring devices, insulin, syringes and delivery systems). Diabetes supplies are covered by your plan as a medical benefit.
  • Foot care (foot grooming, foot moisturizers, exfoliators and cleansers, odor and wetness treatment, insoles/inserts)
  • Non-prescription hearing aids;
  • Oral care (mouthwash and breath remedies)

Please note the above product lists are subject to change. Items, quantities, sizes, and brands change depending on availability at the retailer.

Take a look at the chart below to find your plan and information on how to use your OTC benefit:

  1. 2024

Plan

Frequency

OTC items by mail order

OTC items in retail store

OTC items and Healthy Foods

OTC Card

ConnectiCare Passage Plan 1 (HMO-POS)

Every month

ConnectiCare Choice Plan 2 (HMO-POS)

Every month

ConnectiCare Choice Plan 3 (HMO-POS)

Every month

ConnectiCare Flex Plan 3 (HMO-POS)

Every three months

ConnectiCare Choice Dual Vista (HMO-POS D-SNP)

Every month

ConnectiCare Choice Dual (HMO-POS D-SNP)

Every month

See your Evidence of Coverage or Cost Sharing Guide for the OTC amount you get with your plan or call ConnectiCare Medicare Connect Concierge for help. OTC benefit amounts must be used within your benefit frequency and will not roll over.

2024 ConnectiCare Choice Dual (HMO D-SNP) Members
Eligible OTC and Healthy Food Benefit

Eligible food categories include:

  • Cereal (hot and cold).
  • Dairy products (milk, cheese, butter).
  • Dry foods (beans, fruit, pasta).
  • Eggs and egg substitutes.
  • Fresh food boxes (mixed produce, all vegetable, diabetic and other choices).
  • Frozen food.
  • Fruits and vegetables.
  • Juice.
  • Meat (poultry, beef, sausage, lunch meat).
  • Rice and whole grains.
  • Soup.
  • And more!

2024 ConnectiCare Healthy Foods and Participating Stores

Ways to get healthy food eligible items:

  1. GA Foods, online at gafoods.com/connecticare or call(888) 446-2836for healthy food and produce; or
  2. FarmBoxRx, online farmboxrx.com/connecticare or call(888) 416-3589for fresh food box choices include mixed produce, all vegetable, and diabetic choices.

How to Get Your Covered Eligible Items*

  • Retail Locations

    Shop for covered items at participating retail locations.

    Learn More

  • Home Delivery

    Get covered OTC items delivered to your door with CVS Home Delivery (New for 2024!) or ConveyBenefits

    Learn More

How to Get Your Covered Eligible Items

  • You can shop for covered items at CVS, Rite Aid, Walgreens, Walmart, and more.
  • Search for participating locations at myBenefitsCenter.com or on the app.
  • Retail list of covered OTC items
  • Download PDF

How to Get Your Covered Eligible Items

ConveyBenefits

CVS OTC Home Delivery

Three ways to order:
  1. Sign in to
    ConveyBenefits.com/connecticareto select your covered items and place an order.
  2. Call 855-858-5940 (TTY: 711), Monday to Friday, 8 a.m. to 8 p.m.
  3. Download, complete, and return the form in the link below.

ConveyBenefits Home Delivery Catalog(Including Mail Order Form)

Two ways to order:

  1. Sign in tomyBenefitsCenter.comto select your covered items and place an order.
  2. Call833-875-1816(TTY:711), Monday to Friday, 9 a.m. to 8 p.m.


CVS Home Delivery Catalog (Coming Soon)

2024 ConnectiCare Choice Dual Vista, 2024 ConnectiCare Passage Plan 1*, 2024 ConnectiCare Choice Plan 2*, 2024 ConnectiCare Choice Plan 3*, and 2024 ConnectiCare Flex Plan 3* plan members get covered OTC itemsby mail-order only and do not receive an OTC card.

*OTC benefits do not include healthy foods

Here are ways to order your items for your mail order only OTC benefit:

Visit connecticare.com/mailOTC to select your covered items and complete the checkout process.

By mail – just fill out and send the mail-order form below toNationsOTC.

Catalog of covered OTC items by mail, phone and online and mail order form.

CallNationsOTCat

877-239-2942(TTY:711),

Monday to Friday, 8 a.m. to 8 p.m.

Mail order items should be received in the mail within seven business days from the time of receipt of your order. If the total amount of your order is more than your OTC balance, you will be asked for an alternate method of payment. You can use a credit card online or over the phone, and a check when using mail order.

How to get reimbursed:

We ask that you use your benefit in one of the ways listed above. If you are unable, you can request a refund using the below form. Simply mail your completed paper claim form to us with a copy of the receipt(s) for the covered item(s) you bought. We will send you a refund check in the mail.

Reimbursem*nt Form

If you have any questions, please see your Evidence of Coverage or Cost Sharing Guide for the OTC allowance amount you get with your plan or callConnectiCare Medicare Connect Conciergeat800-224-2273(TTY: 711), 8 am. to 8 p.m., seven days a week.

We're Here for You

If not currently enrolled call877-224-8221(TTY:711)

From Oct. 1 to March 31, you can call us seven days a week from 8 a.m. to 8 p.m. From April 1 to Sept. 30, you can call us Monday through Friday from 8 a.m. to 8 p.m.

Medicare members call800-224-2273(TTY: 711)

From Oct. 1 to March 31, you can call us seven days a week from 8 a.m. to 8 p.m. From April 1 to Sept. 30, you can call us Monday through Saturday from 8 a.m. to 8 p.m.

Medicare Over-the-Counter (OTC) Benefit (1)

Last Update 01/01/2024

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Medicare Over-the-Counter (OTC) Benefit (2024)

FAQs

What is the medicare OTC benefit? ›

Over-the-counter (OTC) benefits help cover the cost of eligible OTC health and wellness products. This benefit is included in most Medicare Advantage plans, but not all. And different plans may have different OTC benefits.

How to get medicare OTC card? ›

While you can't apply specifically for an OTC card, you can enroll in a Medicare Advantage plan that includes OTC benefits. But OTC benefits are only one benefit that could be included as part of your Medicare plan. You'll want to find a plan that's best for your health and financial priorities.

How much money is on my OTC card? ›

You may check check the balance on your OTC benefit card by calling the number on the back of your card or signing in to your OTC plan provider's online member portal.

What is covered by my OTC card? ›

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

What food items can you get with an OTC card? ›

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

How does OTC allowance work? ›

The OTC benefit — a common ingredient of Medicare Advantage plans4 — means funds to spend at pharmacies for OTC products. It might come as an OTC card you can use at participating retail stores. With this coverage, you receive a certain dollar amount per year, per quarter or per month. (It varies by plan.)

Can I buy meat with my OTC card at Walmart? ›

Approved items include fruits & vegetables, meats, dairy & more.

Can I buy laundry detergent with my OTC card? ›

You can also get everyday items like laundry detergent, soap and toothbrushes.

How much OTC does UnitedHealthcare give per month? ›

You can also order by phone at 1-888-628-2770 (TTY: 711) Monday to Friday, from 9 AM to 8 PM local time or online at https://www.cvs.com/benefits. You order from a list of approved items, and it will be sent to your address. How much is my OTC benefit? You have $25 per month.

Do I get money on my OTC card every month? ›

If your expenses exceed the quarterly allowance amount, you can cover the difference using your personal credit or debit card. As for when does your health benefits card reload every month, the OTC card is loaded with the quarterly OTC amount at the beginning of each calendar.

Is toilet paper considered over-the-counter? ›

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

How much can I withdraw from my OTC card? ›

$500 withdrawal limit per day.

What can you not buy with an OTC card? ›

Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco. To check if an item is approved, members can download the Healthy Benefits Plus app, scan the product and it will advise if item is allowable.

How do I use my OTC card to pay bills? ›

Once you have logged in, go to the “Locations” tab at the top right-hand side and select the “OTC Bill Payment” option. Select your service provider from the drop-down menu. Enter your name, service provider account number and zip code. Enter the amount you wish to pay using your OTC funds in the appropriate field.

What is OTC coverage? ›

Other-than-collision (OTC) coverage is available under the personal auto policy (PAP). OTC coverage provides a form of "all risks" protection for damage to a covered auto from perils other than collision.

What stores can I use my UCard? ›

With your UnitedHealthcare UCard, it's easy to use your credit to:
  • Shop at thousands of participating stores, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you.
  • Pay eligible home utility bills online or at your local Walmart MoneyCenter.

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